RTC/RTA Indemnity and Liability Enquiries

When a road traffic collision results in a claim, the difference between a strong defence and an expensive settlement often comes down to how quickly and thoroughly the evidence is gathered. Memories fade. Witnesses move on. Road conditions change. The sooner professional enquiries begin, the better the outcome tends to be.

At Dolos Investigations, we provide liability and indemnity enquiry services for road traffic collisions across the UK. Our investigations are led by a former Detective Sergeant with over 25 years of frontline experience, and our reports are built to withstand scrutiny at every stage of the claims process, right through to court if necessary.

What We Investigate

Liability in a road traffic collision is not always straightforward. Establishing who owed a duty of care, whether that duty was breached, and whether the breach caused the loss or damage being claimed requires methodical investigation rather than assumptions.

Indemnity Enquiries

Before a liability decision is even reached, indemnity questions can determine whether a policy responds to a claim at all. Was the vehicle being used within the terms of the policy?

Witness Statements

Independent witness evidence can be decisive. We trace and interview witnesses promptly, before recollections deteriorate or contact becomes impossible.

Locus Reports

A locus survey conducted at the actual accident location tells you things that photographs and police reports cannot. We visit the scene, measure and record the road layout, note visibility, road markings, surface condition, signage, lighting, and any other features relevant to how the collision occurred.

Who We Work With

We work with insurers, loss adjusters, solicitors, and claims management companies who need reliable, professionally gathered evidence to defend or assess road traffic collision claims. Our reports are written for people who need to make decisions and argue cases, not to pad a file.

manchester surveillance

Understanding Liability in Road Traffic Claims

For anyone unfamiliar with how liability works in an RTC context, here is a plain summary of the key elements that need to be established.

Duty of care

It applies to all road users. Every driver, rider, and pedestrian owes a duty to take reasonable care to avoid causing injury or damage to others on the road. This element is rarely in dispute.

Breach of duty

This is where most liability arguments are won or lost. The claimant must show that the defendant’s driving fell below the standard expected of a reasonable, competent road user. This is where our evidence gathering makes the difference.

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Road Traffic Collision Investigations: Liability and Indemnity Enquiries

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